The dividend rate and Annual Percentage Yield (APY) are accurate as of 08/20/2024. The highest yield applies to balances up to $1,000. A blended APY is calculated based on balances in each earning tier.
Blended APY:
$0.01 to $999.99 is 4.00%
$1,000.00 to $1,999.99 is 3.50% - 4.00%
$2,000.00 to $4,999.99 is 2.15% - 3.50%
$5,000.00 or more is 0.10% - 2.15%
Max APY: 0.00%Min Deposit: $0.00
Regular Savings [Required]
Set aside money and earn dividends with no monthly maintenance fee or minimum balance requirements. For more information go to golden1.com/checking-savings/savings.
Min Deposit: $1
Min Deposit: $1.00
Additional Savings
Set up a separate account for a special purchase or event. Earn dividends with no monthly maintenance fee or minimum balance requirement. For more information go to golden1.com/checking-savings/savings.
Min Deposit: $0.00
Money Market
Max APY: 1.50%Min Deposit: $100.00
Santa Saver
Save for your holiday expenses all year long and have access to your savings in time for the holiday shopping season. For more information go to golden1.com/checking-savings/savings.
Min Deposit: $20.00
Free Checking
This checking account has no monthly maintenance fees and includes free access to over 30,000 Golden 1 and Co-Op Network ATMs nationwide. For more information go to golden1.com/checking-savings/checking.
Min Deposit: $0.00
Premium Checking
Earn higher dividends on higher balances with unlimited withdrawals and deposits. For more information go to golden1.com/checking-savings/checking.
Max APY: 0.15%Min Deposit: $25.00
MarketRate Checking
High-yield checking account for higher balances with unlimited withdrawals and deposits. For more information go to golden1.com/checking-savings/checking.
Max APY: 4.00%Min Deposit: $25.00
Easy Checking
Simple and secure checking for those starting their financial journey. Enjoy 24/7 access to your money, no minimum deposit and no overdraft or insufficient funds fees. For more information go to golden1.com/checking-savings/checking.
Min Deposit: $0.00
3 Month Term-Savings Certificate
Max APY: 3.00%Min Deposit: $500.00
4 Month Term-Savings Certificate
Max APY: 3.00%Min Deposit: $500.00
5 Month Term-Savings Certificate
Max APY: 3.00%Min Deposit: $500.00
6 Month Term-Savings Certificate
Max APY: 3.05%Min Deposit: $500.00
7 Month Term-Savings Certificate
Max APY: 3.05%Min Deposit: $500.00
8 Month Term-Savings Certificate
Max APY: 3.05%Min Deposit: $500.00
9 Month Term *SPECIAL*-Savings Certificate
Max APY: 4.60%Min Deposit: $0.00
10 Month Term-Savings Certificate
Max APY: 3.05%Min Deposit: $500.00
11 Month Term-Savings Certificate
Max APY: 3.05%Min Deposit: $500.00
12 Month Term-Savings Certificate
Max APY: 3.45%Min Deposit: $500.00
13 Month Term *SPECIAL*-Savings Certificate
Max APY: 4.50%Min Deposit: $500.00
14 Month Term-Savings Certificate
Max APY: 3.45%Min Deposit: $500.00
15 Month Term-Savings Certificate
Max APY: 3.45%Min Deposit: $500.00
16 Month Term-Savings Certificate
Max APY: 3.45%Min Deposit: $500.00
17 Month Term-Savings Certificate
Max APY: 3.45%Min Deposit: $500.00
18 Month Term-Savings Certificate
Max APY: 3.45%Min Deposit: $500.00
19 Month Term-Savings Certificate
Max APY: 3.45%Min Deposit: $500.00
20 Month Term-Savings Certificate
Max APY: 3.45%Min Deposit: $500.00
21 Month Term-Savings Certificate
Max APY: 3.45%Min Deposit: $500.00
22 Month Term *SPECIAL*-Savings Certificate
Max APY: 4.40%Min Deposit: $500.00
23 Month Term-Savings Certificate
Max APY: 3.45%Min Deposit: $500.00
24 Month Term-Savings Certificate
Max APY: 3.50%Min Deposit: $500.00
25 Month Term-Savings Certificate
Max APY: 3.50%Min Deposit: $500.00
26 Month Term-Savings Certificate
Max APY: 3.50%Min Deposit: $500.00
27 Month Term-Savings Certificate
Max APY: 3.50%Min Deposit: $500.00
28 Month Term-Savings Certificate
Max APY: 3.50%Min Deposit: $500.00
29 Month Term-Savings Certificate
Max APY: 3.50%Min Deposit: $500.00
30 Month Term-Savings Certificate
Max APY: 3.50%Min Deposit: $500.00
31 Month Term-Savings Certificate
Max APY: 3.50%Min Deposit: $500.00
32 Month Term-Savings Certificate
Max APY: 3.50%Min Deposit: $500.00
33 Month Term-Savings Certificate
Max APY: 3.50%Min Deposit: $500.00
34 Month Term-Savings Certificate
Max APY: 3.50%Min Deposit: $500.00
35 Month Term-Savings Certificate
Max APY: 3.50%Min Deposit: $500.00
36 Month Term-Savings Certificate
Max APY: 3.60%Min Deposit: $500.00
37 Month Term-Savings Certificate
Max APY: 3.60%Min Deposit: $500.00
38 Month Term-Savings Certificate
Max APY: 3.60%Min Deposit: $500.00
39 Month Term-Savings Certificate
Max APY: 3.60%Min Deposit: $500.00
40 Month Term-Savings Certificate
Max APY: 3.60%Min Deposit: $500.00
41 Month Term-Savings Certificate
Max APY: 3.60%Min Deposit: $500.00
42 Month Term-Savings Certificate
Max APY: 3.60%Min Deposit: $500.00
43 Month Term-Savings Certificate
Max APY: 3.60%Min Deposit: $500.00
44 Month Term-Savings Certificate
Max APY: 3.60%Min Deposit: $500.00
45 Month Term-Savings Certificate
Max APY: 3.60%Min Deposit: $500.00
46 Month Term-Savings Certificate
Max APY: 3.60%Min Deposit: $500.00
47 Month Term-Savings Certificate
Max APY: 3.60%Min Deposit: $500.00
48 Month Term *SPECIAL*-Savings Certificate
Max APY: 4.00%Min Deposit: $500.00
49 Month Term-Savings Certificate
Max APY: 3.65%Min Deposit: $500.00
50 Month Term-Savings Certificate
Max APY: 3.65%Min Deposit: $500.00
51 Month Term-Savings Certificate
Max APY: 3.65%Min Deposit: $500.00
52 Month Term-Savings Certificate
Max APY: 3.65%Min Deposit: $500.00
53 Month Term-Savings Certificate
Max APY: 3.65%Min Deposit: $500.00
54 Month Term-Savings Certificate
Max APY: 3.65%Min Deposit: $500.00
55 Month Term-Savings Certificate
Max APY: 3.65%Min Deposit: $500.00
56 Month Term-Savings Certificate
Max APY: 3.65%Min Deposit: $500.00
57 Month Term-Savings Certificate
Max APY: 3.65%Min Deposit: $500.00
58 Month Term-Savings Certificate
Max APY: 3.65%Min Deposit: $500.00
59 Month Term-Savings Certificate
Max APY: 3.65%Min Deposit: $500.00
60 Month Term-Savings Certificate
Max APY: 3.80%Min Deposit: $500.00
APY (Annual Percentage Yield)
Your Selected Products
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
0.10%
--
$5,000.00
$0.00
N/A
1.24%
--
$2,000.00
$0.00
N/A
2.96%
--
$1,000.00
$0.00
N/A
3.93%
--
$0.00
$0.00
N/A
Dividend Rate
0.10%
APY:
--
Minimum Balance:
$5,000.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
1.24%
APY:
--
Minimum Balance:
$2,000.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
2.96%
APY:
--
Minimum Balance:
$1,000.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
3.93%
APY:
--
Minimum Balance:
$0.00
Min Deposit:
$0.00
Term (months):
N/A
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
0.05%
0.05%
$25.00
$25.00
N/A
0.05%
0.05%
$10,000.00
$25.00
N/A
0.10%
0.10%
$50,000.00
$25.00
N/A
0.15%
0.15%
$100,000.00
$25.00
N/A
0.15%
0.15%
$250,000.00
$25.00
N/A
0.15%
0.15%
$500,000.00
$25.00
N/A
Dividend Rate
0.05%
APY:
0.05%
Minimum Balance:
$25.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
0.05%
APY:
0.05%
Minimum Balance:
$10,000.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
0.10%
APY:
0.10%
Minimum Balance:
$50,000.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
0.15%
APY:
0.15%
Minimum Balance:
$100,000.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
0.15%
APY:
0.15%
Minimum Balance:
$250,000.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
0.15%
APY:
0.15%
Minimum Balance:
$500,000.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
0.00%
0.00%
$0.00
$25.00
N/A
0.05%
0.05%
$1,000.00
$25.00
N/A
0.50%
0.50%
$10,000.00
$25.00
N/A
1.00%
1.00%
$50,000.00
$25.00
N/A
1.98%
2.00%
$100,000.00
$25.00
N/A
3.93%
4.00%
$250,000.00
$25.00
N/A
3.93%
4.00%
$500,000.00
$25.00
N/A
Dividend Rate
0.00%
APY:
0.00%
Minimum Balance:
$0.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
0.05%
APY:
0.05%
Minimum Balance:
$1,000.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
0.50%
APY:
0.50%
Minimum Balance:
$10,000.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
1.00%
APY:
1.00%
Minimum Balance:
$50,000.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
1.98%
APY:
2.00%
Minimum Balance:
$100,000.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
3.93%
APY:
4.00%
Minimum Balance:
$250,000.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
3.93%
APY:
4.00%
Minimum Balance:
$500,000.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
2.96%
3.00%
$500.00
$500.00
3 (min)
Dividend Rate
2.96%
APY:
3.00%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
3 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
2.96%
3.00%
$500.00
$500.00
4 (min)
Dividend Rate
2.96%
APY:
3.00%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
4 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
0.05%
0.05%
$0.01
$100.00
N/A
1.00%
1.00%
$10,000.00
$100.00
N/A
1.00%
1.00%
$50,000.00
$100.00
N/A
1.24%
1.25%
$100,000.00
$100.00
N/A
1.24%
1.25%
$250,000.00
$100.00
N/A
1.49%
1.50%
$500,000.00
$100.00
N/A
Dividend Rate
0.05%
APY:
0.05%
Minimum Balance:
$0.01
Min Deposit:
$100.00
Term (months):
N/A
Dividend Rate
1.00%
APY:
1.00%
Minimum Balance:
$10,000.00
Min Deposit:
$100.00
Term (months):
N/A
Dividend Rate
1.00%
APY:
1.00%
Minimum Balance:
$50,000.00
Min Deposit:
$100.00
Term (months):
N/A
Dividend Rate
1.24%
APY:
1.25%
Minimum Balance:
$100,000.00
Min Deposit:
$100.00
Term (months):
N/A
Dividend Rate
1.24%
APY:
1.25%
Minimum Balance:
$250,000.00
Min Deposit:
$100.00
Term (months):
N/A
Dividend Rate
1.49%
APY:
1.50%
Minimum Balance:
$500,000.00
Min Deposit:
$100.00
Term (months):
N/A
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
2.96%
3.00%
$500.00
$500.00
5 (min)
Dividend Rate
2.96%
APY:
3.00%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
5 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.01%
3.05%
$500.00
$500.00
6 (min)
Dividend Rate
3.01%
APY:
3.05%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
6 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.01%
3.05%
$500.00
$500.00
7 (min)
Dividend Rate
3.01%
APY:
3.05%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
7 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.01%
3.05%
$500.00
$500.00
8 (min)
Dividend Rate
3.01%
APY:
3.05%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
8 (min)
Dividend Rate
APY
Minimum Deposit
Term (months)
4.51%
4.60%
$0.00
9 (min)
Dividend Rate
4.51%
APY:
4.60%
Min Deposit:
$0.00
Term (months):
9 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.01%
3.05%
$500.00
$500.00
10 (min)
Dividend Rate
3.01%
APY:
3.05%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
10 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.01%
3.05%
$500.00
$500.00
11 (min)
Dividend Rate
3.01%
APY:
3.05%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
11 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.40%
3.45%
$500.00
$500.00
12 (min)
Dividend Rate
3.40%
APY:
3.45%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
12 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
4.41%
4.50%
$500.00
$500.00
13 (min)
Dividend Rate
4.41%
APY:
4.50%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
13 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.40%
3.45%
$500.00
$500.00
14 (min)
Dividend Rate
3.40%
APY:
3.45%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
14 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.40%
3.45%
$500.00
$500.00
15 (min)
Dividend Rate
3.40%
APY:
3.45%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
15 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.40%
3.45%
$500.00
$500.00
16 (min)
Dividend Rate
3.40%
APY:
3.45%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
16 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.40%
3.45%
$500.00
$500.00
17 (min)
Dividend Rate
3.40%
APY:
3.45%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
17 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.40%
3.45%
$500.00
$500.00
18 (min)
Dividend Rate
3.40%
APY:
3.45%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
18 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.40%
3.45%
$500.00
$500.00
19 (min)
Dividend Rate
3.40%
APY:
3.45%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
19 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.40%
3.45%
$500.00
$500.00
20 (min)
Dividend Rate
3.40%
APY:
3.45%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
20 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.40%
3.45%
$500.00
$500.00
21 (min)
Dividend Rate
3.40%
APY:
3.45%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
21 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
4.31%
4.40%
$500.00
$500.00
22 (min)
Dividend Rate
4.31%
APY:
4.40%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
22 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.40%
3.45%
$500.00
$500.00
23 (min)
Dividend Rate
3.40%
APY:
3.45%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
23 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.45%
3.50%
$500.00
$500.00
24 (min)
Dividend Rate
3.45%
APY:
3.50%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
24 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.45%
3.50%
$500.00
$500.00
25 (min)
Dividend Rate
3.45%
APY:
3.50%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
25 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.45%
3.50%
$500.00
$500.00
26 (min)
Dividend Rate
3.45%
APY:
3.50%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
26 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.45%
3.50%
$500.00
$500.00
27 (min)
Dividend Rate
3.45%
APY:
3.50%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
27 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.45%
3.50%
$500.00
$500.00
28 (min)
Dividend Rate
3.45%
APY:
3.50%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
28 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.45%
3.50%
$500.00
$500.00
29 (min)
Dividend Rate
3.45%
APY:
3.50%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
29 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.45%
3.50%
$500.00
$500.00
30 (min)
Dividend Rate
3.45%
APY:
3.50%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
30 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.45%
3.50%
$500.00
$500.00
31 (min)
Dividend Rate
3.45%
APY:
3.50%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
31 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.45%
3.50%
$500.00
$500.00
32 (min)
Dividend Rate
3.45%
APY:
3.50%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
32 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.45%
3.50%
$500.00
$500.00
33 (min)
Dividend Rate
3.45%
APY:
3.50%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
33 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.45%
3.50%
$500.00
$500.00
34 (min)
Dividend Rate
3.45%
APY:
3.50%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
34 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.45%
3.50%
$500.00
$500.00
35 (min)
Dividend Rate
3.45%
APY:
3.50%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
35 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.54%
3.60%
$500.00
$500.00
36 (min)
Dividend Rate
3.54%
APY:
3.60%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
36 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.54%
3.60%
$500.00
$500.00
37 (min)
Dividend Rate
3.54%
APY:
3.60%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
37 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.54%
3.60%
$500.00
$500.00
38 (min)
Dividend Rate
3.54%
APY:
3.60%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
38 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.54%
3.60%
$500.00
$500.00
39 (min)
Dividend Rate
3.54%
APY:
3.60%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
39 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.54%
3.60%
$500.00
$500.00
40 (min)
Dividend Rate
3.54%
APY:
3.60%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
40 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.54%
3.60%
$500.00
$500.00
41 (min)
Dividend Rate
3.54%
APY:
3.60%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
41 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.54%
3.60%
$500.00
$500.00
42 (min)
Dividend Rate
3.54%
APY:
3.60%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
42 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.54%
3.60%
$500.00
$500.00
43 (min)
Dividend Rate
3.54%
APY:
3.60%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
43 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.54%
3.60%
$500.00
$500.00
44 (min)
Dividend Rate
3.54%
APY:
3.60%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
44 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.54%
3.60%
$500.00
$500.00
45 (min)
Dividend Rate
3.54%
APY:
3.60%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
45 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.54%
3.60%
$500.00
$500.00
46 (min)
Dividend Rate
3.54%
APY:
3.60%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
46 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.54%
3.60%
$500.00
$500.00
47 (min)
Dividend Rate
3.54%
APY:
3.60%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
47 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.93%
4.00%
$500.00
$500.00
48 (min)
Dividend Rate
3.93%
APY:
4.00%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
48 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.59%
3.65%
$500.00
$500.00
49 (min)
Dividend Rate
3.59%
APY:
3.65%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
49 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.59%
3.65%
$500.00
$500.00
50 (min)
Dividend Rate
3.59%
APY:
3.65%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
50 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.59%
3.65%
$500.00
$500.00
51 (min)
Dividend Rate
3.59%
APY:
3.65%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
51 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.59%
3.65%
$500.00
$500.00
52 (min)
Dividend Rate
3.59%
APY:
3.65%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
52 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.59%
3.65%
$500.00
$500.00
53 (min)
Dividend Rate
3.59%
APY:
3.65%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
53 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.59%
3.65%
$500.00
$500.00
54 (min)
Dividend Rate
3.59%
APY:
3.65%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
54 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.59%
3.65%
$500.00
$500.00
55 (min)
Dividend Rate
3.59%
APY:
3.65%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
55 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.59%
3.65%
$500.00
$500.00
56 (min)
Dividend Rate
3.59%
APY:
3.65%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
56 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.59%
3.65%
$500.00
$500.00
57 (min)
Dividend Rate
3.59%
APY:
3.65%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
57 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.59%
3.65%
$500.00
$500.00
58 (min)
Dividend Rate
3.59%
APY:
3.65%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
58 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.59%
3.65%
$500.00
$500.00
59 (min)
Dividend Rate
3.59%
APY:
3.65%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
59 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.74%
3.80%
$500.00
$500.00
60 (min)
Dividend Rate
3.74%
APY:
3.80%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
60 (min)
Transfer Overdraft Protection is an optional service that helps you avoid overdrafts and returned items by using funds from another account, such as your savings account, for overdraft protection. To learn more, check out the “Optional Overdraft Protection” section in our Disclosure Agreement and associated fees in our Fee Schedule. Select "Yes" to opt in or "No" to opt out of Overdraft Protection.*
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No
Would you like to order Golden 1 custom image checks? NOTE: First 40-Pack of Golden 1 Custom Image Checks is free.*
Yes
No
Transfer Overdraft Protection is an optional service that helps you avoid overdrafts and returned items by using funds from another account, such as your savings account, for overdraft protection. To learn more, check out the “Optional Overdraft Protection” section in our Disclosure Agreement and associated fees in our Fee Schedule. Select "Yes" to opt in or "No" to opt out of Overdraft Protection.*
Yes
No
Would you like to order Golden 1 custom image checks? NOTE: First 40-Pack of Golden 1 Custom Image Checks is free.*
Yes
No
Transfer Overdraft Protection is an optional service that helps you avoid overdrafts and returned items by using funds from another account, such as your savings account, for overdraft protection. To learn more, check out the “Optional Overdraft Protection” section in our Disclosure Agreement and associated fees in our Fee Schedule. Select "Yes" to opt in or "No" to opt out of Overdraft Protection.*
Yes
No
Would you like to order Golden 1 custom image checks? NOTE: First 40-Pack of Golden 1 Custom Image Checks is free.*
Yes
No
Would you like an ATM card? Note: may be upgraded to a Debit Card when applying for a checking account.*
Yes
No
Transfer Overdraft Protection is an optional service that helps you avoid overdrafts and returned items by using funds from another account, such as your savings account, for overdraft protection. To learn more, check out the “Optional Overdraft Protection” section in our Disclosure Agreement and associated fees in our Fee Schedule. Select "Yes" to opt in or "No" to opt out of Overdraft Protection.*
Yes
No
Would you like to order Golden 1 custom image checks? NOTE: First 40-Pack of Golden 1 Custom Image Checks is free.*
You need to add a Savings Account to become a member at Golden 1. Please click on “Return to Application” and add a Savings Account before proceeding or cancel your application.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
